We offer property and liability insurance solutions, including special restaurant enhancements, designed exclusively to meet the needs of restaurants. We provide programs for start-up operations as well as those that are well established.

 

• Family-style dining

• Fine dining

• Casual dining

• Catering

• Food trucks

• And many more

 

We can customizing package policies that offer coverage for the specific needs of each individual restaurant operation. Sample coverage offerings include:

 

• Equipment breakdown coverage

• Food contamination/food spoilage

• Employment-related practices liability coverage

• Data compromise/identity theft

• Computer and media coverage

• Cyber liability

• Crime and fidelity

• Off-premises power interruption, including overhead transmission lines

• Loss of business income, including extra expense and leasehold interest

• Flood coverage

• Earthquake coverage

• Umbrella/excess liability

• Workers compensation for multi-state locations

 

Other aspects that we can accommodate:

 

• Valet parking

• Liquor liability

• Special events liability for events held on or off premises