We offer property and liability insurance solutions, including special restaurant enhancements, designed exclusively to meet the needs of restaurants. We provide programs for start-up operations as well as those that are well established.


  • Family-style dining

  • Fine dining

  • Casual dining

  • Catering

  • Food trucks

  • And many more


We can customizing package policies that offer coverage for the specific needs of each individual restaurant operation. Sample coverage offerings include:


  • Equipment breakdown coverage

  • Food contamination/food spoilage

  • Employment-related practices liability coverage

  • Data compromise/identity theft

  • Computer and media coverage

  • Cyber liability

  • Crime and fidelity

  • Off-premises power interruption, including overhead transmission lines

  • Loss of business income, including extra expense and leasehold interest

  • Flood coverage

  • Earthquake coverage

  • Umbrella/excess liability

  • Workers compensation for multi-state locations


Other aspects that we can accommodate:


  • Valet parking

  • Liquor liability

  • Special events liability for events held on or off premises

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At InsPlus our goal is to make insurance simple. Our knowledgeable agents listen to your concerns to find a plan that is best for your needs. Best of all, we tend to be the most affordable option.



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